Zone 2 Heart Rate by Age:
How Wrong Is Yours?

Your Apple Watch, Garmin, and every major fitness app use the same 1971 formula to calculate your Zone 2. Here's how far off it probably is.

According to the 220-minus-age formula

Low
High
bpm

This is what your watch shows. This is what most apps use.

Your "Zone 2"
But your real Zone 2 could be anywhere in here:
Possible low
Possible high
bpm

That's a bpm window of uncertainty.

The 220-minus-age formula estimates your max heart rate from a 1971 population average. But individual max heart rates vary by ±10–20 bpm for any given age. Two 40-year-olds can have max heart rates 35 bpm apart — yet the formula gives them identical zones.

Why this matters: If your real Zone 2 ceiling is higher than the formula says, you've been undertraining for months. If it's lower, you've been in Zone 3 — the metabolic grey zone that feels productive but doesn't build mitochondria or improve fat oxidation. Either way, you're not getting results.

Stop Guessing Your Zone 2

Zone2AI calculates your real Zone 2 from your actual Apple Health data — true max HR from your workout history, resting heart rate, and RPE feedback after every session. No formula. No guessing.

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Zone 2 Heart Rate by Age: The Reference Table

Below is the standard Zone 2 heart rate chart based on the 220-minus-age formula (60–70% of estimated max HR). The "Actual Possible Range" column shows how wide your real Zone 2 could be when you account for the ±15 bpm individual variation in max heart rate.

Age Formula Zone 2 Actual Possible Range
25117 – 137 bpm108 – 147 bpm
30114 – 133 bpm105 – 144 bpm
35111 – 130 bpm102 – 140 bpm
40108 – 126 bpm99 – 137 bpm
45105 – 123 bpm96 – 133 bpm
50102 – 119 bpm93 – 130 bpm
5599 – 116 bpm90 – 126 bpm
6096 – 112 bpm87 – 123 bpm
6593 – 109 bpm84 – 119 bpm
7090 – 105 bpm81 – 116 bpm

Why the 220-Minus-Age Formula Fails

The formula was published by Fox et al. in 1971 based on aggregated data — not a rigorous study. It describes a population trend, not individual physiology. A large-scale analysis by Tanaka et al. (2001) proposed a more accurate formula (208 - 0.7 × age), but even that has a standard deviation of ±10 bpm.

The core problem: no formula based on age alone can account for genetics, fitness level, training history, medication, sleep, or stress — all of which affect your actual max heart rate and your aerobic threshold.

What Happens When You Train in the Wrong Zone

Training just 10 bpm above your real Zone 2 puts you in Zone 3 — the grey zone. Zone 3 feels like you're working. You sweat. Your heart rate is elevated. But you're not building the mitochondrial density or fat oxidation that makes Zone 2 training so powerful for longevity. You're grinding without adapting.

Training 10 bpm below your real Zone 2 means you're barely stressing your aerobic system. You're getting fresh air and little else. The adaptation signal is too weak to trigger meaningful change.

How Zone2AI Solves This

Zone2AI doesn't use the 220-minus-age formula. It reads your actual biometric data from Apple Health — your true max heart rate from real workouts, your resting heart rate, your VO2 max — and calculates a personalized Zone 2 range using the Karvonen (Heart Rate Reserve) method.

After every workout, it asks how the effort felt and adjusts your zones accordingly. The longer you use it, the more accurate your Zone 2 becomes. It's the closest thing to a lactate test you can get without going to a lab.

Your Watch Is Guessing. Zone2AI Isn't.

Personalized Zone 2 zones on your Apple Watch. Adapts after every workout. Free to start.

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Learn More

Beginner Guide

What Is Zone 2 Training? The Complete Guide for Beginners Over 40

Apple Watch

Why Your Apple Watch Zone 2 Is Wrong (And How to Fix It)